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Chapter 1 3 bankruptcy is basically a court ordered repayment plan The court will order a trustee to negotiate an acceptable and affordable repayment schedule with all of your creditors.

If you are sure about filing for bankruptcy, you will need to find a good bankruptcy lawyer.. Finding an experienced attorney is a must Start by looking for recommendations from family members and friends.

From the moment that you file for bankruptcy, the clock resets for you to rebuild your credit.. Have a good idea about which direction you are leaning You should understand that all of your debts are not dischargeable.. Next you want to decide which chapter you will file Your lawyer will help you with this, but it is a good idea to research your options.

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